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Health-on-Line,
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About Simply Health
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Simply Health strive to provide a personalised and friendly healthcare service, with a round the clock, 24 hour confidential help line.
Simply Health also offer conveniently situated hospitals and nationwide availability of physiotherapist, osteopaths and chiropractors.
Simply Health have an innovative approach to medical insurance, with a special benefit, that does not link the price charged with the member's age.
Established in 1919 with the opening of a hospital in Northern France to care for First World War soldiers, Simply Health continues to hold its mutual status that means that it is run for entirely for the benefit of its members, rather then shareholders.
BUPA is a global health and care organisation, with members in nearly 190 countries worldwide. Bupa have a vast range of services in the UK, made possible by their status as a provident association, which means that any profit they make is re-invested in better health and care services.
Key features of Bupa Medical Insurance (Bupa Heartbeat)**
In-patient :
Hospital charges, Consultant's fees, Diagnostic tests, Cancer Treatment, Psychiatric treatment
Out-patient treatment
Psychiatric treatment, Cancer
treatment, Consultations with a consultant,Physiotherapy,
Diagnostic tests
Additional Benefits
cal heath assessment, Optical, hearing & hospital cash, Get/Keep Fit, Fitness Assessment, Complementary Medicine, Foot-care, complementary & dietary cash, Convalescence care, Domestic help, TransporNursing at home, Private ambulance, Parent accommodation when accompanying a member child, NHS cash benefit, Optional Packages, Healthy man/woman, Medit
Other Services offered by Bupa:
Cosmetic Surgery, Health Assessments, Care Homes - one of the largest UK providers, Home Care - professional health care specialist for home care, Childcare, Slimming Programmes - help with weight loss, Fitness Clubs, Holiday Booking ServicesPrivate Medical insurance, Long Term Care Protection, Hospitals, Treatment without insurance - fixed price careBupa Background Information:-
Operate/run more than 245 care homes, and 54 retirement home developments
BUPA started in 1947 as The British United Provident Association
BUPA has no shareholders to pay and reinvests any money it makes in providing better health and care to more people
Around 40,000 members of staff in the UK and over 1,500 employees abroad
35 BUPA hospitals in the UK, and 1 in Dublin
Run home care and nursing services
Have on-site offices in Hong Kong, Thailand, Ireland and the Kingdom of Saudi Arabia
Almost four million members in 190 countries worldwide
Own and run 34 health screening centres
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Whilst not the largest private medical provider, Clinicare, established over ten years ago, has become one the of most successful and respected organisations in the industry.
Clinicare have set and published their own service commitments, a copy of which can be found on their web site. Their reputation is based on their high level of service and the speed with which they handle both claims and payments to doctors and hospitals. Claims are handled by fully trained nurses, which means that customers are in knowledgeable hands. Clinicare aim to deal with all claims with the minimum of fuss to provide, what they hope is the friendliest service in the industry.
With most health care policies, it is difficult to get cover for any pre-existing condition. Clinicare will try to accept certain conditions. If the condition is accepted, an increased subscription may be required, however in some cases the condition may still be excluded.
Clinicare can offer a wide range of cover:-.
For the essentials, with lowest possible costs e.g. hospital treatment and associated out-patient costs, then the Clinicare Club will probably be sufficient for you.
For cover which can include specialist outpatient treatments, then Clinicare Classic could be your choice.
For the most comprehensive cover, that can include dental, optical, GP and complementary healthcare, then Clinicare Carte Blanche is the cover of choice.
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Established in 1927, Exeter Friendly Society have no shareholder to support and are therefore able to use any surplus fund to improve the benefits of their members. Exeter Friendly strive to provide excellent service and benefits, whilst providing the best value cover. The Low Cost plan aims to cover the most essential parts of any medical treatment, providing in and day-patient treatments. Also covered, are out-patient diagnostic test and consultations when directly related to in or day patient treatments. Their cover includes the Preferred Plan and the Low Cost Plan. The Preferred plan offers comprehensive cover, including providing benefits for in-patient, day-patient and out-patient cover. This plan covers such things as ECGs, physiotherapy, transport, specialist consultations and scans. Exeter Friendly allow their members a large choice of selected hospitals, conveniently situated throughout the country.
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Legal and General are an established household name in many parts of the insurance sector. Legal and General offer a range of private medical services aimed at offering you the best value health insurance.
Example products: Lifetime Essentials
Offers cover for the costs of eligible and authorised day and patient care treatment. Cover is provided for out patient treatment for up to three months from the original date of treatment, although pre-authorisation is required, prior to commencement of treatment.
Cover includes: In patient or day-care treatment, Out patient treatment following day or in-patient treatment, Other and additional treatments and benefits
Lifetime Essentials Plus
As the name suggest, the essential plus some nice extras
Cover includes: In
patient or daycare treatment, Complementary medicine
Home Nursing, Private Ambulance, Payment protection cover
Lifetime Comprehensive
Offering the most comprehensive
cover, includes the benefits of Essential Plus and the following: Full
out-patient cover
Psychiatric treatment cover, Stress line for confidential advice
Healthcare Rewards
Legal and General like to reward its customer's loyalty by offering a no claims benefit to its members.
These include: Premium
refund, Discounts for the following 3 years, Payment holiday in the following
year
BCWA continue to hold their not-for-profit status, ensuring that they focus exclusively on their members interests. As one of the longest established insurers in the private health sector, they have a wealth of experience to draw upon enabling them to hold their position at the forefront of the healthcare market
Established in 1935, as a non-profit making association to provide assistance to its members in times of ill-health, BCWA Healthcare has experience enormous growth to become a major health insurer in the UK.
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